This Girl Loves To Take Selfies. Later After, She Received Her Reward.

It is impossible nowadays not to be so familiar to the term “selfie,” unless if you don’t have any social media accounts like Facebook, and if you do, you might be one of those who is doing it too. Social Medias and mobile webs have given a rise to this strange phenomenon, Immersed mostly to the younger crowd because teens are heavier digital users compare to other older counterparts.

Narcissism. Indeed, perhaps the selfie and its wordless ability to inform an audience isn’t quite as self-centered as we make it out to be. Just like in this video that you are about to watch below. Selfie here and there, a viral video of a couple having their dinner date is spreading over the internet. Instead of spending their time with each other, what the girl is doing is somehow so irritating. Doing some several poses and actions while taking herself a picture, her boyfriend noticed it and she suddenly received an award of a hit on the hit indicating her to stop the madness about taking selfies.

Source: http://viralityfacts.com/

Tongue-tied on Thanksgiving Day? Advice on saying grace, giving a blessing

For many, giving thanks is part of an annual Thanksgiving Day tradition - especially just prior to a big Thanksgiving meal.

It's all about having "an attitude of gratitude," said Episcopalian Bishop Gladstone B. "Skip" Adams, of Otisco.

"Being a Christian person, the bottom line of spirituality is gratefulness -- thanksgiving," he said. "Being able to come at life with a grateful heart affects everything else in a positive way. That doesn't mean life is not heard, but being grateful carries us through the hardest times."

But not everyone is Christian. Still, there's the urge present in many to give thanks for what one has, or what one has been through the past year.

"As Muslims, we thank God every day for guiding us to the way He wants us to worship Him and to obey Him," said Mohamad Khater, president of the Islamic Society of Central New York. "We recognize His endless favors and blessings upon us, our families, our communities and on the whole humanity. Thanking people who are kind to us is part of our being thankful to God.

"The more we thank God, the more He will give us of His bounties and blessings: "And when your Lord proclaimed: If you give thanks, I will give you more" (Quran 14:7)," he said.

Rabbi Yaakov Rapoport, of Chabad-Lubavitch of Central New York, said the Thanksgiving story about the Pilgrims and Native Americans getting together is well known. Rapoport noted the Pilgrims were very religious people and read the Bible carefully. He added what many are unaware of is the fact that the gathering had its roots in Jewish tradition.

"Thanksgiving was modeled after the biblical holiday of Sukkot, which takes place in the fall and is the time to give thanks to Almighty G-d for the noted the bounty of the harvest," he said. 'The original Thanksgiving (involving the pilgrims) was actually in October. It is only fitting that a prayer thanking G-d be said at our Thanksgiving dinner."

Several local clerics and persons of faith were asked to give advice on what to say - in a brief, and meaningful way -- prior to reaching for the turkey and stuffing (or whatever else one serves on Thanksgiving Day).

Joellyn Tuttle, pastor at Skaneateles United Methodist Church:

"We have a short family grace: 'God is great, God is good. Let us thank him for our food - and the people we eat it with.'
"Then we go around the table and everyone says one thing they're thankful for."

Catholic Bishop Robert Cunningham, of the Syracuse Diocese:

"God our father, we give you thanks for the many gifts you've given us. The gift of life and faith, family and friends and our country. And, the fruitful harvest and the good food that we're enjoying today."

Rabbi Rapoport:

"A recommended grace before the meal which gives us the right to partake of G-d's world: 'Blessed are you Almighty G-d, master of the universe, by whose word all things came to be.
"A recommended grace after finishing the meal: 'Blessed is the G-d, master of the universe, from whose bounty we have eaten."

Rachel Levens, church secretary of Tucker Missionary Baptist Church:

My recommendation would be to realize the true Thanksgiving emphasizes the giver rather than the gifts. I'd say, "Thank the Lord, for life, health and strength."

The Rev. Jennifer Hamlin-Navias, of the The First Unitarian Universalist Society of Syracuse:

"We don't have a book of common prayer, so what we'd say prior to eating on Thanksgiving would vary, and vary much, table to table - which we would value and encourage.
"If it was me and my family, I would ask folks to think about what they're thankful for and have them say that - and that would suffice as the blessing before the meal."

Source: http://www.syracuse.com/

4 Benefits of Equipment Leasing

So, you’ve decided to start a business. Congratulations! Wherever you are in your journey, there will always be new equipment that can help you to build your business so that it will truly flourish. But did you know buying that equipment, isn't your only option? Here are four key benefits of leasing equipment for your business.

1. Conserve and Control Cash. Equipment leasing saves your working capital (bank lines) for day-to-day business expenses, business expansions, or unexpected business related expenses. In addition to saving your working capital, with a lease you have a pre-determined monthly line item, which can help you budget more effectively. With predictable monthly expenses you can develop long-term plans for your business with confidence and get your business set up with the equipment you need, while keeping your cash flow available for other expenditures.
2. Upgrade outdated Equipment. Depending on your business type, equipment leasing can help you stay on top of the latest advances in equipment and technology. How long do you plan to keep the asset? If you're only planning to keep it for the short term, you may find that leasing is a better alternative than buying it and trying to resell it when you no longer need it. You can also determine the length of your lease, so if you work with technology that changes rapidly, you can take on a short lease to ensure you’re always at the cutting edge in your industry. 
3. Tax Benefits. Lease financing presents your business with potential tax benefits. In many cases, leasing not only provides businesses with a full deduction of lease payments against current earnings, but also preserves working capital that you wouldn’t have access to if you had to purchase your equipment up front. It’s always a great idea to check with your tax advisor to determine the benefits for your business.
4. More Attractive Balance Sheet. Monthly lease payments are viewed as a business expense instead of long-term debt. Having little debt on your balance sheet helps you secure financing to fund your business. And who doesn’t love a sexy balance sheet? 

Ultimately, a few simple rules of thumb may help you decide to lease or buy. If your equipment requirements are relatively small and you have the money--or can get a low-interest loan--then just buy it. You'll save money in the long run. However, if you require a substantial amount of equipment, such as computers for your new company's 10 employees, leasing may be a better option. After all, why tie up a large amount of cash--especially when you could use that money to establish or grow your business?

All the Self-Help You’ll Ever Need

    Yes, you can live a better, happier, more fulfilling, wealthier life. You actually can do that.

    Want to know how?

    It’s really simple, and I’m going to tell you. For free. This is how.

    Decide to actually do, that which it will actually take, to actually achieve what you want.

    There you go. I just saved you $10,000+ each for seminars and prayer breakfasts and self-empowerment weekends and whatever. However, like most people, you probably think that’s way, way too simple for you. It doesn’t appeal to your inner attraction to complication, and you need it explained in more detail. I’ll throw that in, ‘cos I like you and want you to succeed. (Yes, I really do.)

    Think about yourself in five years. Where do you want to live? What do you want to be doing? What do you want to have? Who do you want to be? Now write all that down in detail.

    Next, back-port that, a year at a time, to a year from now. If your life plan doesn’t make sense, or there isn’t enough time to achieve what you want, or whatever, edit it. It’s only ever a draft. Stuff will come up that necessitates re-drafting it; inability to accept that we cannot precisely determine the course of our lives is one of the major barriers to self-improvement. It will help with this if you subdivide your life plan into areas such as family, career, fun, money, health etc; whatever makes sense to you. You can google for example goal-setting lists.

    The purpose of this exercise is to clarify what you want, and in turn, clarify exactly how, as in by what real actions, you are going to get what you want. If there’s a logical gap, fix it.

    Having done this, frequently review your plan. You need to become somewhat obsessive about it. Your subconscious is powerful but it is lazy; unless you become subconsciously driven to achieve something, you probably won’t. You’ll find excuses to avoid it.

    The “Law of Attraction” is a mystical name for what are basically three real things. The first thing, is clarity of intention. If you’re sitting around wondering who you are and what you’re going to do, thousands of opportunities and possibilities will pass you by unnoticed. The second thing is confirmation bias: if you’re clear that you want this, any opportunity that you see that in some way approximates to this, you will notice. Same way that if you drive a red Honda, you will see red Hondas everywhere. They were there all along; you just didn’t care. The third thing, is motivated action. The scope of your possible actions is enormous. You are overwhelmed with choices and consequent analysis paralysis. If you just pick something you want, even if it’s a bit silly, and it’s motivating enough to prompt you to some action, then you will greatly increase your chances of getting it.

    There you go. Simple as that. If you don’t get it, or having got it, wish that there were some “easier way”, by all means pay the snake oil salesmen to re-explain it to you with different metaphors and in greater detail and including money. Also it is a proven fact that most humans value their experiences and possessions more, the more they paid for them, regardless of their actual utility, and accordingly paying a snake oil salesman thousands of dollars to receive advice you could get from reading an internet forum, may actually have the genuine and real effect of making you more likely to take that advice.”

Source: http://andywibbels.com/

Win a Trip to Hawaii

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Glossary of Money Terms

The best way to start on the right path to financial wellness is to learn more about personal finances. Here are some of the most common terms you’ll encounter as you learn more about managing your personal finances.

AssetA personal financial asset is something you own, and includes cash, savings accounts, and personal property. In a balance sheet, assets such as the value of your home are offset by liabilities, such as your current mortgage.

Balance sheet
A balance sheet is a financial statement that shows your financial assets (such as your savings account and home equity) against your financial liabilities (such as your mortgage, credit card debt).
 
BudgetA budget is a document that shows your spending goals for the month or year.

Compound interestCompound interest is interest that is earned on interest that was earned in prior periods. For credit cards or other loans, compound interest is interest charged on interest that was charged in prior periods.

Financial plannerA personal financial planner can help you with your personal financial situation, including investments and savings goals. Fee-only financial planners are paid for the appointment, and do not receive a commission for your purchases.

Gross incomeGross income is the total amount of money that you make, before subtracting expenses and taxes.

LiabilityA personal liability is the amount that you owe. For example, many households have their home loan, car loans, credit card bills, and student loans as their liabilities.

Net incomeNet income is your earnings after subtracting out expenses (for self-employed individuals) and taxes.

Net worth
You net worth is the difference between your financial assets and your financial liabilities. If you are in debt, your net worth is likely to be negative.

Tax advisorA tax advisor is a tax professional who can help you in planning a tax strategy, and can prepare your tax returns for you.

Teaser rate
A teaser rate is an introductory interest rate offered by credit card companies. When the introductory period is over, the rate typically increases dramatically.

Source: http://www.moneymanagement.org

MSP earns high grades for small-business friendliness

On July 1, in partnership with the Ewing Marion Kauffman Foundation, online business directory Thumbtack released its annual small business survey of U.S. cities. Minneapolis-St. Paul finished in eleventh place and earned an overall "A" rating, falling behind several cities in Texas and smaller Mountain West towns like Colorado Springs and Boise.

The Thumbtack-Kauffman survey subjected the Twin Cities to more than a dozen measurements, based on responses from surveyed small business owners.The region earned an "A" grade for ease of starting a business and an "A+" for the availability of training and networking programs. It earned decent"'B+" grades for environmental and zoning regulations, and a "B" for health and safety. Licensing rules and employment, labor and hiring protocols came in at the '"B-" mark, with the local tax code and ease of hiring scoring "C+"

The Cities' rankings showed marked improvement over the past two years. Minneapolis-St. Paul's overall rating was "B+" in 2013 and "'B" in 2012. The change in availability of training and networking programs was particularly noteworthy, with a jump from "C-" to "A+" between last year and this year. The overall regulatory environment and ease of hiring improved significantly as well.

Although the Twin Cities could have scored higher in some areas, the region fared great next to some well-known locales. Buffalo, Providence, Sacramento, and San Diego earned "F" grades for overall business friendliness, and many other East and West Coast cities failed to clear the "D" bar. At the state level, California, Illinois and Rhode Island earned failing grades.

The survey also sourced subjective opinions from business owners across the Cities. Some of these were glowing: A Minneapolis-based designer reported that "I'm in a great location and have a lot of room for growth." Others were more skeptical of local governments' role in business, with a Minneapolis pet sitter complaining about the state sales tax on dog-walking services.

Relatively high taxes, coupled with byzantine regulations, were a common complaint. But some respondents actually argued for a more hands-on approach by local regulators, including a Minneapolis voice teacher who complained that hands-off licensing was creating room for scam artists in the field.

Thumbtack's survey collected reponses from about 12,000 U.S. small business owners (in the Lower 48 only) over a two-month period in early 2014. For a copy of the full report, contact jon.lieber@thumbtack.com.

Source: http://www.thelinemedia.com